Whether you're looking for Basic Checking or want to earn interest on your money, America United Bank has an account for you! Learn more about our accounts, check rates and even apply on line - all from the convenience of your personal computer.
Our Basic Checking Account is ideal for you if you have low check writing activity.
- No minimum balance required
- ATM/Debit Card available
- On-line checking access available
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Monthly handling charge
- $4.00 Monthly handling charge and $0.25 per check paid fee
- Canceled checks are imaged and the digital printouts are included with your statement
- Minimum balance to open $100.00
Our Personal Checking Account offers no monthly charge when the low minimum balance is maintained.
- ATM/Debit Card available
- On-line checking access available
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Monthly handling charge
- Minimum balance of $500.00 and above or Savings Account balance of $2,000.00 and above - no monthly handling charge.
- Minimum balance of $499.99 and below - $10.00 monthly handling charge.
- $0.25 per check paid fee in excess of 35 checks per statement
- Minimum balance to open $500.00
If you're over the age of 62, you can enjoy the convenience of our Senior Citizen Checking Account, and we'll waive the monthly handling charge.
- No minimum balance required
- ATM/Debit Card available
- On-line checking access available
- Write up to 35 checks without a check paid fee, $0.25 per check paid fee in excess of 35 per statement
- Minimum balance to open $100.00
Our N.O.W. Account combines the benefit of unlimited check writing, with a competitive rate of interest. Rates are tiered for higher returns.
- ATM/Debit Card available
- Interest earned on collected balance and credited monthly
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield
- On-line checking access available
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Monthly handling charge
- Minimum balance of $1,000.00 and above - no monthly handling charge.
- Minimum balance of $999.99 and below - $12.00 monthly handling charge.
- $0.25 per check paid fee in excess of 35 per statement
- Minimum balance to open $1,000.00
- Rates
Take advantage of being 50+ years old and become a member of our Premier Club. Members are eligible to take part in numerous club benefits and activities.
This statement savings account offers a competitive rate.
- Minimum balance to open $500.00
- Interest earned on collected balance and credited quarterly
- You must maintain a minimum balance of $500.00 in the account each day to obtain the disclosed annual percentage yield
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Quarterly handling charge
- Minimum balance of $500.00 and above - no quarterly handling charge
- Minimum balance of $499.99 and below - $6.00 quarterly handling charge
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Excessive withdrawal fee
- $1.00 for withdrawals in excess of nine (9) per quarter
- Rates
Savings Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers) and only three (3) may be by check. Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
A special savings account for a person under the age of 18. Designed for parents who want to begin teaching their children the value of savings at an early age.
- Minimum balance to open $50.00
- Interest earned on collected balance and credited quarterly
- You must maintain a minimum balance of $50.00 in the account each day to obtain the disclosed annual percentage yield
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Quarterly handling charge
- Minimum balance of $50.00 and above - no quarterly handling charge
- Minimum balance of $49.99 and below $6.00 quarterly handling charge
- Excessive withdrawal
fee
- $1.00 for withdrawals in excess of nine (9) per quarter
- Rates
Savings Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers) and only three (3) may be by check. Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
This account is designed for individuals who wish to earn competitive money market interest rates, while maintaining immediate access to their funds.
- Minimum balance to open $2,500.00
- Interest will be compounded monthly and will be credited to the account monthly
- You must maintain a minimum balance of $2,500.00 in the account each day to obtain the disclosed annual percentage yield
- Monthly handling
charge
- Minimum balance of $2,500.00 and above - no monthly handling charge.
- Minimum balance of $2,499.99 and below - $12.00 monthly handling charge.
- Rates
Money Market Accounts are limited by Federal Law to six preauthorized transactions per four week or similar period (checks, telephone, wire or ACH transfers) and only three (3) may be by check. Additional withdrawals are charged $15. Excessive withdrawals may require that the account be closed. Unlimited in person withdrawals.
With AmericaUnited's Certificates of Deposit, you have the freedom to choose the amount of money you want to invest and the length of time you want to invest it. AmericaUnited Bank offers investors competitive yields with minimum risk.
- Maturities range from six months to four years.
- Interest will be compounded quarterly and will be credited quarterly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
- Minimum deposit of $1,000.00 is required to open a CD.
- Substantial interest penalty applies to an early withdrawal.
- Rates
Individual Retirement Accounts (IRAs) allow qualifying individuals to set aside a portion of their annual income on a tax deferred basis. Individuals may contribute any amount up to 100% of their compensation or $4,000 (for 2006 and 2007) or $5,000 (for 2008 and thereafter), whichever is less, plus an additional $1000 per year if over age 50 (for 2006 and thereafter). Planning for retirement is easy with AmericaUnited Individual Retirement Accounts. To open an IRA, call a Retail Banker at 847-882-4000.
- Maturities range from six months to four years.
- Interest will be compounded quarterly and will be credited quarterly. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings.
- You must maintain a minimum balance of $1,000.00 in the account each day to obtain the disclosed annual percentage yield.
- Minimum deposit of $1,000.00 is required to open an IRA.
- Substantial interest penalty applies to an early withdrawal.
- IRAs are insured separately from other bank deposits up to $100,000.00 through the FDIC.
- IRAs offered:
- Roth IRA
- Traditional IRA
- Coverdell Education Savings Account
- Simplified Employee Pensions (SEPs)
- Rates
Whether you are looking for a different vehicle or want to make improvements on your home, AmericaUnited Bank is here to help you. We offer a variety of loans to help meet your growing financial needs. For more information, please stop by or call (847) 882-4000 or E-mail us at newaccounts@aubt.com
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AmericaUnited offers complete financing services on all types of automobiles, including both new and late model used cars. Our loan calculator can help you determine monthly payment plans. |
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If you are a homeowner and need a loan for debt consolidation, home improvement, college tuition or any other reason, an AmericaUnited Home Equity Loan may be your best way to borrow money. At AmericaUnited we have a variety of Home Equity Loan options to choose from. Call one of our consumer loan specialists for complete details. The interest you pay may be tax deductible (consult your tax advisor for details). Use our loan calculator to help figure the equity in your home. |
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Whether you are buying a home or refinancing an existing mortgage, AmericaUnited will make it simple for you. With our wide variety of loan options we welcome the opportunity to assist you in determining the best financing available in the mortgage market including but not limited to the following:
Call our mortgage
specialists for more information For Mortgage Rates, call 847-882-7041 |
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The AmericaUnited Visa card offers one of the lowest permanent fixed interest rates available anywhere. Benefits include earning bonus points redeemable for Free Gifts and Travel Awards.
*All credit products are subject to credit approval.
On line banking is an Internet-based, interactive banking solution that allows you to access your AmericaUnited bank accounts from the convenience of your home or office.
- Obtain daily or historical balance information
- Transfer funds between your AmericaUnited accounts
- Download transactions for automatic reconciliation
- Communicate with the bank via email
- More Details
The AmericaUnited Debit Card works like a check at retail stores where the MasterCard symbol is displayed and allows you to obtain cash at thousands of ATM locations 24 hours a day, 7 days a week. If you need to report your lost or stolen MasterMoney Debit Card, call 1-847-882-6250 and select Option #4.
The Tel-A-Bank phone banking system is an easy and convenient way to access your accounts 24-hours a day. It provides account information for those times computer access is not available. Call (847) 882-6250 and let the system's automated menu walk you through these Tel-A-Bank options:
- Make account balance inquiries
- Verify electronic transactions
- Transfer funds
between your AmericaUnited accounts - See below for transfer authorization
Call a Retail Banker at 847-882-4000 or stop by for additional information on the Tel-A-Bank funds transfer option.
AmericaUnited offers a wide variety of safe deposit box sizes at all locations. The rental fee is assessed on an annual basis and may be debited from your AmericaUnited checking account. Receive a $5.00 discount when the annual rental fee is automatically deducted from an AmericaUnited Bank account.
Size Rental Fee 10x10 $100.00 5x10 $80.00 3x10 $50.00 5x5 $40.00 3x5 $25.00 Key Deposit $25.00 - Replacement fee of $25.00 is charged for lost keys
- A fee of $100.00 is assessed should the box need to be drilled
- Sizes subject to availability
AmericaUnited offers the following Land Trust Services to meet the needs of our customers:
- Estate Planning
- Property Transfers and
- Group Ownership of Real Estate
Please call our Land Trust Department at 847-882-4000 for more information.
Direct Deposit is a safe and secure way to have your money deposited directly into your checking or savings account. The most common use of direct deposit is for payroll and Social Security checks. Direct deposit is so reliable, your money will be immediately available on payday without making a trip to the bank!
Signing up for Direct Deposit is easy. Simply let your employer's payroll department know that you would like to have your check directly deposited into your AmericaUnited account. For Government checks, stop by an AmericaUnited location to complete a brief authorization form.
Apply for Social Security Direct Deposit online at www.ssa.gov or call 1-800-772-1213
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