Rates
DEPOSIT RATES
For more information, please stop by or call one of our Retail Bankers at (847) 882-4000 or E-mail us at newaccounts@aubt.com
N.O.W. AccountApply NowN.O.W. Account
This account earns tiered rates of interest that will be compounded and credited to your account on a monthly basis. Please call or come in and speak with a Financial Services Representative for information on our current rates and annual percentage yields.*
Daily Balance of Interest Rate Annual Percentage Yield Minimum Opening Balance
$1,000.00 - 4,999.99 * * $1,000.00
$5,000.00 - 14,999.99 * * $1,000.00
$15,000.00 and up * * $1,000.00

Personal Statement SavingsApply NowPersonal Statement Savings
Interest earned on collected balance & credited quarterly. Please call or come in and speak with a Financial Services Representative for information on our current rate and annual percentage yield.*
Daily Balance of Interest Rate Annual Percentage Yield Minimum Opening Balance
$500.00 * * $500.00

Young Savers AccountApply NowYoung Savers Account
A special savings account for a person under the age of 18. Please call or come in and speak with a Financial Services Representative for information on our current rate and annual percentage yield.*
Daily Balance of Interest Rate Annual Percentage Yield Minimum Opening Balance
$50.00 * * $50.00

Personal Money MarketApply NowMoney Market
This account allows six transactions per statement cycle, of which only three may be by check. Interest will be compounded monthly and will be credited to the account monthly. Please call or come in and speak with a Financial Services Representative for information on our current rate and annual percentage yield.*
Daily Balance of Interest Rate Annual Percentage Yield Minimum Opening Balance
$2,500.00 * * $2,500.00

Certificates of DepositApply NowCertificates of Deposit
AmericaUnited Bank offers competitive rates and a wide variety of terms. Our IRA rates are the same as our CD rates. Please call or come in and speak with a Financial Services Representative for information on our current rates and annual percentage yields.*
Term Interest Rate Annual Percentage Yield Minimum Opening Balance
6 Month CD * * $1,000.00
12 Month CD * * $1,000.00
24 Month CD * * $1,000.00
36 Month CD * * $1,000.00
48 Month CD * * $1,000.00

Other Conditions of Certificates of Deposits

  • A penalty may be imposed for early withdrawal.
  • The interest rate and annual percentage yield will not change for the term of the account after the account opening.
  • Daily balance - the amount of the principal in the account each day.
  • Fees could reduce the earnings on the account.
  • Interest Rates and Annual Percentage Yields (APY) are current as of today.
  • For current rate information call (847) 882-4000 and speak with a Financial Services Representative.
-return to top-
LOAN RATES
For more information, please stop by or call one of our Retail Bankers at (847) 882-4000 or E-mail us at newaccounts@aubt.com
Auto LoansAuto Loans
AmericaUnited offers complete financing services on all types of automobiles, including both new and late model used cars. Call our Retail Bankers now!!
Term Interest Rate
New - Current Year 36 Months Call Retail Banker
New - Current Year 48 Months Call Retail Banker
New - Current Year 60 Months Call Retail Banker
*Discount of .25% off the rate for an Automatic Payment debit from an AmericaUnited Account

Home Equity LoanHome Equity Loan
Use this loan for debt consolidation, home improvement, college tuition or any other reason! Call our Retail Bankers now! 
   
   
   
*Discount of .25% off the rate for an Automatic Payment debit from an AmericaUnited Account
**Rate based on outstanding balance


Visa Credit CardVisa Credit Card
The AmericaUnited Visa card offers one of the lowest fixed interest rates available; plus the benefit of earning bonus points redeemable for Free Gifts and Travel Awards.
Classic Credit Card Annual Percentage Rate* Annual Fee
Minimum Credit Line $1,000.00 12.84% $12.00
Maximum Credit Line $5,000.00 12.84% $12.00
 
Gold Credit Card Annual Percentage Rate* Annual Fee
Minimum Credit Line $5,000.00 11.88% $20.00
Maximum Credit Line $10,000.00 11.88% $20.00
 
Bonus points are earned for each dollar purchased and may be used toward Travel & Gifts. Cash Advances - no additional fees

Mortgage LoanMortgage Loan
Mortgage Rates Line 847-882-7041
For more information call our mortgage specialist at 847-882-4000. Rates and Programs are subject to change without notice.

All rates and terms are subject to AmericaUnited Bank underwriting guidelines.
-return to top-